Marshall Allen is the founder of Allen Health Academy and the author of “Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win.” His book and his health literacy videos, “The Never Pay Pathway,” are helping working Americans save hundreds and thousands of dollars – per health care encounter. Marshall is a two-time finalist for the Pulitzer prize and winner of the Harvard Kennedy School’s Goldsmith Prize for Investigative Reporting and dozens of other journalism awards. He has written for ProPublica, The New York Times, The Atlantic, NPR and many other media outlets. His media appearances include The Today Show, Good Morning America, and NPR, and he is a regular on health care and consumer finance podcasts and at conferences across the country. For more information, go to