Richard (Rich) Lunsford joined TDI as a Deputy Commissioner for Life & Health Division nearly one year ago.  Rich's experience is that of a Certified Financial PlannerTM and he has served in roles such as Wealth Manager, Director Financial Planning, Financial Advice Director, and Retirement Income Consultant.  Rich has specialized in organizational strategy and problem solving, and leading high performing teams.  He has twenty-five years' experience in financial planning, insurance, and banking. Rich has experience in people and organizational leadership, corporate coaching, financial planning, and sales leadership, as well as insurance product design and sales coaching.